Debt, debt and more debt

Christmas is over, and the bowl season is in full swing headed into New Year's. It's weird having just the boys, Sherri, Fred, Celia, and I here. Seems quiet without the girls and without any other visitors, since Christmas & Thanksgiving times saw so many people coming & going. My job is going well, and we desperately needed it. Financially, things are looking pretty bleak. Our USAA credit card is maxed out at $21k, we still owe $5k to Bunny and Bill, $5k on the AMEX, $2k or so left to RC Wiley for the washer, drier, dishwasher, and stereo stand, $2k for Chuck Hoskin, and another $1k or so to Marlas. All told about $36k in the hole. I have never personally been in non-secured debt more than $10k or so in the past. It has gotten to the point where I do have trouble sleeping. I wonder if that stress is rubbing off on the boys, as Gary and now even Ryan, are starting to wake up in the middle of the night. I'm not sure the explanation, but certainly the financial burden can't be helping.